Chexsystems Report

What is on a Chexsystems Report?

Pretty Scary when you see everything that is listed on your Chexsystems Report.

First it will have the “Source of Information” which is basically the bank that reported you.

Your Name
Your Address
Your Social Security Number
Your Date of Birth
Your Driver’s License Number

Any Joint Name that was on your account

Your Routing Number
Your Account Number

The Date the bank reported you
What you were reported to Chexsystems for (Non Sufficient Funds etc.,)
Charge off Amount (overdraft)

The date you paid if you paid it

Any Inquiries

Retail Information
Retail Information refers to returned checks written on an account and certain collection accounts. Retailers and other businesses report this information to Shared Check Authorization Network (SCAN). ChexSystems receives this information directly from SCAN and is not involved in the collection of these items.

If you wrote a bad check to a retailer everything and anything is listed.

Date of the Check
The Check Number
Account Number
Routing Number
Amount of the Check
Who it was written to
Drivers License Number
(see above same information)

Your History of Checks Ordered

Social Security Number Validation
Drivers License Validation
Drivers License Verification

Now that’s alot of INFORMATION!