Guaranteed Approval Secured Visa Credit Card

The First Option Visa® Card, issued by New Millennium Bank, is a secured card designed for people who have poor credit or no credit. This secured card establishes an interest yielding collateral savings account on your behalf. You fund the card with every deposit you make. Your deposits add up to your credit limit, which can be as much as $5,000. The card has a fixed APR for both purchases and cash advances.