People will tell you that you can go through a program called Get Checking………..that is if they have it in your area.

People will tell you to try a Credit Union. That’s good if you have one hefty deposit to lay down as a sign of good faith. Do you have that kind of deposit?

Some people will say hey, sure you can get a checking account with bad credit. But, how will you know until you apply? Let’s say they run the credit check on you first and come back and deny you. It’s best to know upfront isn’t it? Simply call the bank first. I have stressed this numerous times on this site. They aren’t going to know who you are so why be embarrassed to ask over the phone?

Are there actually banks out there that will give Checking Accounts to those with Bad Credit?

With today’s economy being the way it is once again as I have written in my other posts banks are being super cautious and careful of whom they will deal with. So, now more than ever banks are running credit checks are everyone and any one who wants to open up let’s say a checking account, savings account, and yes of course, business checking accounts.

So what are your odds if you have bad credit and need a checking account? I highly suggest clicking the banner below for help and a guaranteed checking account. Or, your other option would be to call every single bank you plan on applying with first. Ask them if they run a credit check before you go in and apply.

Make sure that you are not in Chexsystems on top of it. If they say your credit is good enough to open the account while you have bad credit they most certainly are going to shoot you down because of the Chexsystems Mark.

If I had bad credit I would call around. Most major banks run the credit checks. Local banks, well, you have a better shot of getting into. But, if they too run a credit check you are really going to have to look elsewhere and that is where our bank can help you.

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